Terms of Use Mates Rates

These terms and conditions govern your use of this website; by using this website, you accept these terms and
conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must
not use this website.

This website uses cookies. By using this website and agreeing to these terms and conditions, you consent to Mates
Rates use of cookies in accordance with the terms of Mates Rates privacy policy. The data and information on this site
is provided in good faith and has been obtained from sources which we believe to be reliable and accurate but its
accuracy and completeness is not guaranteed. We are not responsible for the accuracy of the information contained on
the site provided by third parties. The data and information is provided “as is” and is subject to change without notice.

Professional Advice
This site is not designed for the purpose of providing financial or investment advice. The services, products and any
opinions, views or recommendations made or referred to on this site are provided for general information purposes
only. To the extent that any such information, opinions, views and recommendations constitute advice, they do not take
into account any particular financial situation or goals and, accordingly, do not constitute personalised financial advice
under the Financial Advisers Act 2008, nor do they constitute advice of a legal, tax, accounting or other nature to any
person.

Subject to Change
The information on this site may be changed at any time. The documents published on this website could include
technical inaccuracies or typographical errors. The information presented on this web site is changed periodically, and
Mates Rates may make improvements and/or changes in the product(s), programs(s), and/or documentation described
at any time, without notice.

Copyright
Mates Rates or its suppliers holds all copyright and other intellectual property rights in this website and reserves all
rights as provided in this disclaimer. Items covered include information, images, text, screens and web pages appearing
on the Mates Rates website. This includes, but is not limited to, all the Mates Rates website content, code, look and feel,
text, graphics, logos, button icons, images, audio and video clips and software. The information and materials appearing
on the Mates Rates website may not be copied, modified, published, reposted or reused.

Unsolicited Electronic Messages Act 2007 (“UEMA”)
The UEMA 2007 aims to stop people sending you unsolicited commercial electronic emails. If you, as a member or
supplier of Mates Rates, receive an email from us promoting our products or services it is because we believe you have
provided us with consent to do so. Should you not want to receive these emails you can manage which email to receive
from us in your account settings or alternatively contact us directly.

Liability
In no event shall Mates Rates Ltd accept responsibility or liability for any loss, damages (including special, direct,
indirect, or consequential damages) cost or expense (whether direct or indirect) whatsoever incurred by you as a result
of or in connection with any error, omission or misrepresentation in any information in this site, reliance on information
on this site, reliance on any tools or calculators provided on this site, or access to or our failure to provide this site. By
using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are
reasonable. If you do not think they are reasonable, you must not use this website.

Some jurisdictions do not allow the exclusion or limitation of implied warranties or of liability for incidental or
consequential damages, so the above limitations or exclusions may not apply to you. This warranty gives you specific
legal rights and you may also have other rights that vary from state to state. In the event that any of the above
limitations or exclusions are held to be unenforceable, Mates Rates total liability shall not exceed the amount of the
membership fee paid for your individual business in the previous 12 months.

Savings
The savings and discounts presented on ours or our linked partners websites are indicative only, and based on typical
Mates Rates member savings and/or supplier tender responses from a combination of list price, trade price or RRP
depending on category and suppler. Savings are meant as a guide only. Savings will vary depending on basket of goods
purchased. While we aim to save you big we have no control over our partners/supplier pricing and/or promotions
and/or discounts.

Amendments and Special Terms
We may amend or supplement this Terms of Use at any time and from time to time. Please check this Terms of Use
each time you access and use the Site so that you will understand the terms that apply to your visit and use of the
Site. Sometimes we have special Terms of Use that apply to a feature, service or activity (such as a promotion or
contest). If a special Terms of Use applies, it will be noted in connection with that feature, service, or activity and
will form a part of this Terms of Use.

We may change or discontinue the Site, any features or services at any time or from time to time, in any way, for any
or no reason, in our sole and absolute discretion. And we reserve the right to suspend or terminate your account
and your ability to use all or any part of the Site, our features or services or participate in any Site activities for
failure to comply with this Terms of Use, our Privacy Policy, or any special Terms of Use related to a particular
feature or service, or for any other reason whatsoever in our sole and absolute discretion. We also reserve the right,
but disclaim any obligation or responsibility, to remove, monitor, flag or modify any UGC (as defined below) for any
and all reasons set forth herein, in any modification hereof, in our Privacy Policy as in effect from time to time or
otherwise in our sole and absolute discretion.

General Provisions
If any provision of the terms or provisions of this Terms of Use shall be deemed unlawful, void, or for any reason
unenforceable, then that provision shall be deemed severable from these Terms of Use and shall not affect the
validity and enforceability of any remaining provisions. Furthermore, if any provision of these Terms is found by a
court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavour to give
effect to the parties’ intentions as reflected in the provision. The Site’s failure to exercise or enforce any right or
provision of these Terms of Use shall not constitute a waiver of such right or provision unless acknowledged and
agreed to by the Site.

Accounts and Registrations
Certain activities, services, information, and materials provided by us on or through the Site, our features or services
may be accessed and used without your having to register at the Site. Some features, services and access require
that you use your designated registered account with us. You agree to provide, maintain and update your e-mail
address and any other information about yourself requested during the registration process. You agree to provide
true and accurate information about yourself in the registration form and shall inform Mates Rates promptly about
any changes relevant to the registration (e.g. change of name or e-mail address).

You agree not to impersonate any person or entity or misrepresent your identity or affiliation with any person or
entity, including using another person’s username, e-mail, password, or other account information, or another
person’s name, likeness, image, or photograph. You also agree to promptly notify us of your username, password,
other account information, or any other breach of security that you become aware of involving or relating to the Site,
our features or services.

Mates Rates shall be entitled to deny access to password protected features or account by blocking your User ID
and password, suspending or shutting your account at any time without notice for any reason whatsoever in our
sole and absolute discretion.

Suspension or Termination of Accounts or Prohibited Use of the Site
We reserve the right to delete or suspend any account as we believe may be necessary (determined in our sole and
absolute discretion) to protect the integrity of our Site, Mates Rates or its affiliates, or the safety, privacy and wellbeing of our users, ourselves and third-party providers or members of the public or which has had no activity for a
period of 90 days or more. If you do not want your account deleted for inactivity, make sure you use it on a regular
basis.

Links to third-party sites
Some links on this web site will let you leave Mates Rates site. The linked sites are not under the control of Mates
Rates and Mates Rates is not responsible for the content of these sites. These links are provided as a convenience,
and do not imply an endorsement of the site by Mates Rates.